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Basic Details

Organization	Helen Ferneyhough Associates
Your Page Address	siachen.com/helenferneyhough
Primary Type of Business	Private Limited
Established	1989
Country of Head Quarters	GB
City	Wigan
Nearest major city	London

Communication

Postal Address	FIRST FLOOR, 21 Great George Street, Wigan, WN3 4DL, London, United Kingdom.
Mobile	01942311555
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About Business

Business Summary

Helen Ferneyhough Associates, based in Wigan, offers expert mortgage and protection services

Business Description

Helen Ferneyhough Associates - Skilled Mortgage and Safeguarding Solutions for Smart Navigation in the Housing Market; Showcasing Handpicked Advisers and a Tailored Approach – Wigan, United Kingdom.

Welcome to Helen Ferneyhough Associates, your go-to destination for expert mortgage and protection services in Wigan, UK. Established in 2006, we have been dedicated to helping individuals achieve their dream homes by providing tailored mortgage solutions and comprehensive protection services!!

In order to assist you in making an intelligent decision regarding the housing market, Helen Ferneyhough Associates, which has its headquarters in Wigan, provides experienced mortgage and protection services. Since 2006, we have been assisting clients in the process of acquiring their ideal houses by providing them with advice from hand-picked advisors and a personalized approach. We have access to a huge network of over 4,500 advisors since we are a part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership. This allows us to guarantee that you will receive the most optimal advice that is specifically customized to your unique circumstances.

We are here to help you through each and every stage of the process, whether you are a first-time buyer, searching for equity release, or someone who is looking for protection. Take the first step toward securing your dream home by scheduling a mortgage consultation with no obligations attached.We at Helen Ferneyhough Associates take great satisfaction in the fact that we offer our clients mortgage advice that is both dependable and comprehensive. We are more than just a mortgage broker; we are your reliable partner for guidance on business mortgages, equity release, and other financial matters.

Our company specializes in assisting you in locating the most suitable mortgage options that are tailored to your specific needs. Our mortgage advisors are dedicated to gaining a knowledge of your unique requirements, regardless of whether you are a first-time home buyer or are investigating the possibility of remortgaging yourself.

We do more than merely provide professional advise on mortgages. As a result of the fact that our mortgage advisors also offer individualized solutions for income protection insurance, we are able to fulfill all of your comprehensive financial security requirements.

We would like to take this opportunity to welcome you to Helen Ferneyhough Associates, your go-to firm in Wigan, United Kingdom, for specialist mortgage and protection services. Since our founding in 2006, our company has been committed to assisting individuals in acquiring the homes of their dreams by offering individualized mortgage options and comprehensive protection services. We bring a wealth of experience and a huge network of over 4,500 advisors to the table as a part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership. This allows us to guarantee that you will receive the most appropriate advice that is tailored to your specific circumstances.

Our Goals and Objectives:

Our purpose at Helen Ferneyhough Associates is to provide our clients with the tools they need to succeed in the housing market. We are here to help you through each and every stage of the process since we are aware that purchasing a house is a substantial, financially significant decision. We provide a tailored approach to assist you in making informed and intelligent decisions in the real estate market, regardless of whether you are a first-time buyer, researching equity release possibilities, or seeking comprehensive protection.

Consultation from Mortgage Professionals Tailored Solutions for Each and Every Homebuyer: Our company takes great satisfaction in the fact that we are more than just a mortgage broker. Our team of carefully selected advisors is dedicated to gaining a knowledge of your unique requirements and objectives in the financial realm. We are experts in locating the most suitable mortgage packages that are in accordance with your specific circumstances, regardless of whether you are thinking about purchasing a property for the first time or exploring the possibility of remortgaging.

Personalized Service and a Vast Communication Network: Through our affiliation with Just Mortgages Direct Limited and The Openwork Partnership, we are able to have access to a vast network that includes more than 4,500 financial advisors. We are able to give you with the most current and pertinent mortgage advice as a result of this. We are committed to providing a personalised service, which ensures that you receive the attention and care that you need during the entire process of obtaining a mortgage, despite the fact that we have a huge network.

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Helen Ferneyhough: The Picture is Business Representational[/caption]

Providing Comprehensive Protection Services That Go Beyond Mortgages: Your Partner in Financial Protectiveness:

From the perspective of Helen Ferneyhough Associates, we are aware that acquiring a mortgage is not the only way to ensure financial security. As a result of the fact that we offer individualized solutions for income protection insurance, we are able to fulfill all of your comprehensive requirements for financial security. We believe in taking a holistic approach, which means that we will make sure that you are not only provided with the appropriate mortgage, but that you are also protected against any unanticipated events.

Taking a Specific Approach to Safety and Security: When you work with our mortgage experts, they will take the time to learn about your specific circumstances and goals in terms of finances. We are able to give protection options that are tailored to your lifestyle and objectives, regardless of whether you are a young family, an experienced homeowner, or who is getting close to retirement. In order to give you the peace of mind and financial security that you deserve, we design our products and services, which include life insurance and income protection.

What Makes Helen Ferneyhough Associates the Best Option:

Expertise and years of experience: Helen Ferneyhough Associates offers a wealth of knowledge and expertise to the table, since they have been working in the sector for more than 15 years. Our mortgage and financial advisors are seasoned professionals who keep up with the constantly shifting mortgage and financial landscape. This ensures that you receive guidance that is not only trustworthy but also forward-thinking.

Service Tailored to the Individual: The strength of human connections is something that we believe in. By selecting Helen Ferneyhough Associates as your real estate agency, you are not only a client; rather, you are a partner in your journey toward becoming a homeowner and achieving financial stability. In order to give you with guidance and answers, our advisors take the time to fully comprehend the specifics of your situation that have been crafted with you in mind particularly.

Vast Network, Expertise in the Local Area: Due to the fact that we are members of Just Mortgages Direct Limited and The Openwork Partnership, we have access to a broad network of advisors and resources. Differentiating factors include our dedication to the areas in which we operate and our familiarity with the intricacies of the Wigan housing market. In order to provide you with the most advantageous of both worlds, we mix the power of a global network with the individualized attention of a local specialist.

Communication that is both open and honest-minded
Our connections with our customers are built on a foundation of trust. With regard to the entirety of the process, we are committed to maintaining open and honest communication. We assure you that you are kept up to date throughout the entire process, beginning with the initial consultation and continuing through the completion of your protection plan or mortgage. Our dedication to transparency guarantees that you will be able to make decisions with self-assurance, secure in the knowledge that you have a reliable partner by your side.

The Services That We Offer:

Information Regarding Mortgages for First-Time Buyers: Helen Ferneyhough Associates offers help that is specifically suited to the unique challenges and opportunities that are experienced by first-time buyers. This guidance is provided to individuals who are commencing on the rewarding journey of becoming homeowners for the very first time. Helping you navigate the complexities of the mortgage market and securing a deal that is tailored to your specific financial position is one of the services that we provide.

Remortgaging loan: Our financial advisors are experts in remortgaging options, which can help you achieve a number of goals, including lowering your interest rate, releasing equity, and consolidating credit card debt. We do an analysis of your current mortgage and financial status in order to identify areas in which you can make improvements and save money.

The Release of Equity: Those homeowners who are interested in releasing the value that is locked up in their property can take advantage of our equity release options, which offer a way to gain access to funds without having to relocate. We walk you through the process and make sure that you are able to make decisions that are in line with your long-term financial objectives by providing you with guidance.

Life insurance is the second type of protection service.: Protecting the people you care about is of the utmost importance. Our advisors will collaborate with you to gain an understanding of the dynamics of your family, your financial obligations, and your goals for the future. Following this, we will suggest various life insurance policies that would serve as a safety net for your loved ones in the event that something unforeseen happened.

Security of One's Income: The protection of your revenue is absolutely necessary in order to keep your financial situation stable. We offer income protection insurance solutions that are customized to your occupation, income level, and lifestyle. These solutions provide you with peace of mind in the event that you get ill, injured, or experience unforeseen circumstances that may adversely affect your capacity to work.

The Coverage of Critical Illness: Being confronted with a life-threatening illness can be physically, emotionally, and financially taxing. Our critical illness cover provides a one-time payment in the form of a lump amount following the diagnosis of a condition that is covered, providing substantial financial assistance at a challenging period.

Home Insurance Coverage: You have made a substantial investment in your property, and it is imperative that you safeguard it against unanticipated occurrences. We provide a variety of house insurance policies that offer comprehensive coverage, which protects your property and valuables against a variety of hazards, including theft, fire, and natural disasters.

Advice Regarding Commercial Mortgages for the Expansion of Businesses: Our commercial mortgage assistance offers individualized solutions to finance business premises, which enables growth and success for business owners who are looking to expand their existing businesses.

In order to successfully navigate the commercial property market, specialist knowledge is required. In addition to maximizing earnings and minimizing risks, we provide assistance to clients in acquiring the appropriate mortgage for their investment properties using our services.

Get in Touch With Us:

Prepared to take the first step toward achieving your goal of becoming a homeowner or improving your financial stability? Please get in touch with Helen Ferneyhough Associates as soon as possible to organize your mortgage consultation that is completely free of charge. In order to assist you in navigating the process, our staff is here to provide you with specialized knowledge, individualized care, and a dedication to your overall financial well-being.

Not only do we assist you in obtaining a mortgage, but we also assist you in laying the groundwork for your future future here at Helen Ferneyhough Associates. You are only one consultation away from achieving both your dream home and financial security.

For more information, please call us on phone at 01942311555 or visit our website here: Helen Ferneyhough Associates

Products / Services

Services

Platform Enhanced Sections and Articles

Article by Siachen Editors to aid the customer in decision making

A Comprehensive Guide for Customers Evaluating Mortgage and Funding Vendors:

Written for the client guidance by Siachen editors to help the potential customers of this business in evaluating and zeroing down on the best provider to place the order.

Introduction:

Selecting the right vendor for residential mortgage advice, commercial funding, and equity release mortgages is a crucial decision that can significantly impact your financial well-being. To aid your evaluation process, we've compiled a comprehensive guide highlighting the key factors you should consider before making a final decision on the winning vendor for your needs.

Residential Mortgage Advice

1. Expertise and Experience

- Adviser Qualifications:

Evaluate the qualifications and certifications of the mortgage advisers. Look for industry-recognized qualifications that demonstrate expertise in residential mortgages.

- Years in Business:

Consider the vendor's experience in providing residential mortgage advice. A vendor with a proven track record is more likely to offer reliable and effective services.

2. Product Range and Lender Relationships

- Diverse Mortgage Options:

Assess the variety of residential mortgage products offered by the vendor. A diverse range allows for better customization based on your unique financial situation.

- Lender Partnerships:

Inquire about the vendor's relationships with lenders. A vendor with a wide network of lender partnerships can offer more competitive rates and better approval chances.

3. Personalized Approach

- Client-Centric Focus:

Look for a vendor that prioritizes a client-centric approach. Effective communication and understanding of your specific needs are essential for a tailored mortgage solution.

- Customized Advice:

Evaluate whether the vendor provides personalized advice based on your financial goals, rather than adopting a one-size-fits-all approach.

4. Transparency and Communication

- Fee Structure:

Clearly understand the vendor's fee structure. Transparency in fees ensures that you are fully aware of the costs associated with their services.

- Communication Channels:

Assess the vendor's communication channels. A vendor with open lines of communication ensures that you stay informed throughout the mortgage process.

5. Customer Reviews and Testimonials

- Online Reviews:

Research online reviews and testimonials from previous clients. Real-world experiences can provide insights into the vendor's reputation and the quality of their residential mortgage advice.

- Referrals:

Seek referrals from friends, family, or colleagues who have used similar services. Personal recommendations often provide a reliable gauge of a vendor's performance.

Commercial Funding

1. Financial Expertise

- Commercial Funding Specialization:

Look for vendors with specific expertise in commercial funding. A vendor specializing in this niche is likely to have a deeper understanding of the complexities involved.

- Industry Knowledge:

Assess the vendor's knowledge of your industry. A vendor familiar with your business sector can offer more tailored funding solutions.

2. Flexibility in Funding Options

- Loan Structures:

Evaluate the flexibility in commercial loan structures offered by the vendor. Tailored funding options can better align with your business's financial needs.

- Terms and Conditions:

Scrutinize the terms and conditions associated with commercial funding. Clarity on repayment terms and any potential penalties is crucial for informed decision-making.

3. Risk Assessment and Mitigation

- Risk Evaluation:

Inquire about the vendor's approach to risk assessment. A thorough risk evaluation process ensures that the proposed funding aligns with your business's risk tolerance.

- Mitigation Strategies:

Assess the vendor's strategies for risk mitigation. A proactive approach to managing potential risks demonstrates a commitment to protecting your business interests.

4. Collateral Requirements

- Collateral Options:

Understand the collateral options accepted by the vendor. Flexibility in collateral requirements can make the commercial funding process more accessible for your business.

- Valuation Processes:

Inquire about the vendor's valuation processes for collateral. A transparent valuation process ensures fair treatment and accurate assessments.

5. Accessibility and Responsiveness

- Accessibility of Advisers:

Consider the accessibility of commercial funding advisers. A vendor with responsive advisers can address your queries and concerns in a timely manner.

- Support Services:

Evaluate the availability of support services throughout the funding process. Adequate support can streamline the application and approval stages.

Equity Release Mortgages

1. Regulatory Compliance

- FCA Approval:

Ensure that the vendor is approved by the Financial Conduct Authority (FCA) for providing equity release mortgages. Compliance with regulatory standards is non-negotiable.

- Transparency in Documentation:

Verify the transparency of documentation related to equity release mortgages. Clear and understandable terms are essential for informed decision-making.

2. Interest Rates and Repayment Terms

- Competitive Interest Rates:

Compare the interest rates offered by different vendors. Opt for a vendor providing competitive rates to maximize the benefits of equity release.

- Flexible Repayment Terms:

Assess the flexibility in repayment terms. A vendor offering customizable repayment options ensures that the equity release aligns with your financial goals.

3. Impact on Inheritance and Estate Planning

- Inheritance Considerations:

Understand how equity release might impact your inheritance plans. A reputable vendor will provide clear information on the potential implications.

- Estate Planning Guidance:

Seek guidance on estate planning from the vendor. Understanding the long-term effects of equity release on your estate is crucial for making an informed decision.

4. Customer Support and Education

- Educational Resources:

Evaluate the vendor's provision of educational resources on equity release. A vendor that empowers clients with information demonstrates a commitment to transparency.

- Customer Support Channels:

Inquire about the availability of customer support channels. A responsive support system ensures that you can seek assistance when needed.

5. Customer Satisfaction

- Client Satisfaction Surveys:

Check if the vendor conducts client satisfaction surveys. Feedback from previous clients provides valuable insights into the vendor's performance in delivering equity release mortgages.

- Handling of Complaints:

Investigate the vendor's process for handling complaints. A vendor with a robust complaint resolution mechanism prioritizes customer satisfaction.

Conclusion:

In the intricate landscape of residential mortgage advice, commercial funding, and equity release mortgages, a careful evaluation of potential vendors is paramount. By considering the factors outlined in this guide, you empower yourself to make informed decisions that align with your financial goals and aspirations. Remember, the right vendor goes beyond offering services – they become your trusted partner in achieving financial success.